Home >> Credipedia >> F >> Fair Debt Collection Practices Act
Fair Debt Collection Practices Act
Also known as: FDCPA
Definition: A term which refers to Title VIII of the Consumer Credit Protection Act. Under this Act, third-party debt collectors are restricted from engaging in “deceptive” or “abusive” conduct in the collection of those debts which have been incurred for personal, family, or household purposes. Said debt collectors are not allowed to contact debtors at odd hours, harass them with repeated telephone calls, make threats to pursue legal action which is not actually being considered, or publicize the existence of these debts to other people.
Sources: CACG [?]