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Lien
Definition: A legal claim placed upon real estate or personal property in order to satisfy a debt. The liens which an individual voluntarily agrees to are called security interests, a category which includes mortgages on one’s home, home equity loans, auto loans and those personal loans for which you have pledged your property as collateral. On the other hand, liens which have been created without your consent are defined as nonconsensual liens, which can include judgment liens , tax liens, and mechanics liens.
Sources: CACG [?]