EquiDash

New Blog Location

Greg — Wed, 09 Apr 2008 03:07:10 +0000

I’ve moved the blog, here’s the new location for the EquiDash Blog

Experian Announces New Credit Report for Auto Lending

Greg — Wed, 02 Apr 2008 05:17:35 +0000

In the midst of the collapse of the housing market, national credit bureau Experian looks to diversify its role in credit reporting to include areas beyond its former mainstay of mortgage lending. Thus, in what seems to be a continued and steady strategic separation from FICO, Experian has announced a specialized form of automotive credit reporting. From what I can gather from the article, the new system is designed specifically for the automotive industry’s sales personnel to be able to close more auto loans.

The details of the system are still murky, but I suspect that it is based upon a unique credit scoring algorithm that differs from the standardized FICO scoring model in order to give more weight to relevant credit history including on-time payments on car loans and other vehicular financing. Whether or not the new system places less emphasis on foreclosures and other increasingly common negative mortgage items remains to be seen.

Basic Credipedia Framework Complete

Greg — Wed, 02 Apr 2008 02:32:49 +0000

The basic framework for the Credipedia is in place. Next, I’ll be going through and revising the definitions I currently have in place for various entries, then I’ll complete the entries which I haven’t gotten around to doing yet. Once the basic information is solid, I’ll begin to crosslink the entries with each other.

Content Update

Greg — Sat, 29 Mar 2008 07:05:31 +0000

Pretty massive content update, added a lot of new entries to the Credipedia, all of the entries thus far will be expanded tremendously in due time, but for the moment, I’m just working to get the necessary framework up as fast as I can.

Credipedia Update

Greg — Fri, 28 Mar 2008 02:56:28 +0000

Began assembling the Credipedia; starting out with basic definitions of some key terms. Expect additional information, resources, and crosslinking between entries to be available in the future.

Here we go!

Greg — Wed, 26 Mar 2008 02:40:21 +0000

Welcome to the EquiDash blog! Here you’ll be able to find the latest news and hear the latest buzz regarding the development of the site as well as updates in the fields of consumer credit and personal finance. We’re glad to have you here and hope you return often!